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	<description>Holistic Living: Family &#38; Finance Coaching and Quality Lifestyle</description>
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		<title>Center for Excellent Living</title>
		<link>http://excellentliving.net</link>
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		<item>
		<title>Celebrate Financial Literacy Month!</title>
		<link>http://excellentliving.net/2011/04/01/celebrate-financial-literacy-month/</link>
		<comments>http://excellentliving.net/2011/04/01/celebrate-financial-literacy-month/#comments</comments>
		<pubDate>Fri, 01 Apr 2011 20:17:11 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Choices]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Relationship]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[wisdom]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=1085</guid>
		<description><![CDATA[April! Today is the first day of Financial Literacy Month! It’s also April Fool’s Day, so let’s start there. Who is a fool?<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=1085&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<item>
		<title>6 reasons NOT to use credit cards</title>
		<link>http://excellentliving.net/2011/01/24/6-reasons-not-to-use-credit-cards/</link>
		<comments>http://excellentliving.net/2011/01/24/6-reasons-not-to-use-credit-cards/#comments</comments>
		<pubDate>Mon, 24 Jan 2011 23:47:38 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[self-insured]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[wisdom]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=890</guid>
		<description><![CDATA[I just read an article on MSN Money titled, 6 reasons to keep using credit cards. Here are 6 reasons NOT to use credit cards!<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=890&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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		<item>
		<title>Entrepreneurialism Pt 5&#8211;Licenses and Registration</title>
		<link>http://excellentliving.net/2011/01/20/entrepreneurialism-pt-5-licenses-and-registration/</link>
		<comments>http://excellentliving.net/2011/01/20/entrepreneurialism-pt-5-licenses-and-registration/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 21:41:43 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Entrepreneur]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Regulations]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[business permit]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[license]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[regulations]]></category>
		<category><![CDATA[starting a business]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=854</guid>
		<description><![CDATA[When starting a business, you must know what regulatory agencies oversee your business, and what licenses and permits are required. <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=854&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://excellentliving.net/2011/01/20/entrepreneurialism-pt-5-licenses-and-registration/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">i4ie</media:title>
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			<media:title type="html">USmap</media:title>
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			<media:title type="html">statesmap</media:title>
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			<media:title type="html">cityhall</media:title>
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		<item>
		<title>An Excellent Life is a Healthy Life!</title>
		<link>http://excellentliving.net/2011/01/14/an-excellent-life-is-a-healthy-life/</link>
		<comments>http://excellentliving.net/2011/01/14/an-excellent-life-is-a-healthy-life/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 17:42:37 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Balance]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Gardening]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Home Life]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Parenting]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[aquaponics]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[balanced life]]></category>
		<category><![CDATA[barrelponics]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[gardening]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[healthy living]]></category>
		<category><![CDATA[square foot gardening]]></category>
		<category><![CDATA[wisdom]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=793</guid>
		<description><![CDATA[An Excellent Life is a Healthy Life! The benefits of raising your own food can't be understated.  While the cost is not much different than that of the grocery store after you consider labor, materials, and supplies; the flavor and quality are unsurpassed. Learn More: http://ExcellentLiving.net<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=793&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://excellentliving.net/2011/01/14/an-excellent-life-is-a-healthy-life/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">i4ie</media:title>
		</media:content>

		<media:content url="http://livingxlns.files.wordpress.com/2011/01/tilapia1.jpg" medium="image">
			<media:title type="html">tilapia</media:title>
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			<media:title type="html">garden</media:title>
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		<item>
		<title>Whole Life vs Term Life Insurance</title>
		<link>http://excellentliving.net/2011/01/12/whole-life-vs-term-life-insurance/</link>
		<comments>http://excellentliving.net/2011/01/12/whole-life-vs-term-life-insurance/#comments</comments>
		<pubDate>Wed, 12 Jan 2011 19:59:12 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[cash value]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Progress]]></category>
		<category><![CDATA[self-insured]]></category>
		<category><![CDATA[term life]]></category>
		<category><![CDATA[whole life]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=777</guid>
		<description><![CDATA[We know we should have life insurance because we want our dependents to be protected should we die. We get inundated with ads for special insurance programs telling us how we must, as responsible people, insure ourselves. We hear terms like, "whole life," "term life,"and "cash value life." What does it all mean, and what choice is best? <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=777&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://excellentliving.net/2011/01/12/whole-life-vs-term-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">i4ie</media:title>
		</media:content>

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			<media:title type="html">Umbrella</media:title>
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		<media:content url="http://livingxlns.files.wordpress.com/2011/01/umbrella-insideout2.jpg" medium="image">
			<media:title type="html">Umbrella-insideout2</media:title>
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		<media:content url="http://livingxlns.files.wordpress.com/2011/01/umbrella-thatched.jpg?w=300" medium="image">
			<media:title type="html">Umbrella-thatched</media:title>
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		<item>
		<title>Entrepreneurialism-Pt 4: Insurance</title>
		<link>http://excellentliving.net/2011/01/10/entrepreneurialism-pt-4-insurance/</link>
		<comments>http://excellentliving.net/2011/01/10/entrepreneurialism-pt-4-insurance/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 00:31:23 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Entrepreneur]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[frustration]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Progress]]></category>
		<category><![CDATA[self-insured]]></category>
		<category><![CDATA[starting a business]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=762</guid>
		<description><![CDATA[Insurance protects you from major emergencies. When considering insurance, it's very important to rationally (without emotion) evaluate what is needed--not too much, not too little.  Many people under-insure themselves and their businesses because "it won't happen to me." Or they over-insure out of fear. What are the different types of insurance? What should you consider when getting insurance? <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=762&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">i4ie</media:title>
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		<title>Entrepreneurialism Pt 3: Taxes</title>
		<link>http://excellentliving.net/2010/12/27/entrepreneurialism-pt-3-taxes/</link>
		<comments>http://excellentliving.net/2010/12/27/entrepreneurialism-pt-3-taxes/#comments</comments>
		<pubDate>Mon, 27 Dec 2010 21:37:38 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Entrepreneur]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[Career Links]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[objectives]]></category>
		<category><![CDATA[Progress]]></category>
		<category><![CDATA[starting a business]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=677</guid>
		<description><![CDATA[We&#8217;ve been talking about Entrepreneurialism&#8211;starting your own business&#8211;and the steps to do so successfully. In the first blog I looked at the characteristics needed to be a successful entrepreneur. My second blog talked about the different forms of business. It&#8217;s very important to understand the regulations that affect your new business, so in this third [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=677&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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			<media:title type="html">i4ie</media:title>
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		<title>Entrepreneurialism Pt 2: Forming the Business</title>
		<link>http://excellentliving.net/2010/12/08/entrepreneurialism-pt-2-forming-the-business/</link>
		<comments>http://excellentliving.net/2010/12/08/entrepreneurialism-pt-2-forming-the-business/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 17:43:15 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Entrepreneur]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Career Links]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Progress]]></category>
		<category><![CDATA[purpose]]></category>
		<category><![CDATA[starting a business]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=652</guid>
		<description><![CDATA[Selecting the business type is the "not-so-fun" part of business, but also one of the most important parts. In order to conduct business, you must know what licensing requirements are imposed on your business, what taxes you must pay, and what insurance you need to protect yourself. These regulations are different for every level of government. city, county, state, and federal agencies have regulations. You can't determine what rules apply until you know what type of business you'll be running.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=652&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://excellentliving.net/2010/12/08/entrepreneurialism-pt-2-forming-the-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">i4ie</media:title>
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			<media:title type="html">container_2_plus</media:title>
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			<media:title type="html">payroll</media:title>
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		<item>
		<title>Pearl Harbor Day</title>
		<link>http://excellentliving.net/2010/12/07/pearl-harbor-day/</link>
		<comments>http://excellentliving.net/2010/12/07/pearl-harbor-day/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 21:38:14 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Attitude]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Relationship]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[Wisdom]]></category>
		<category><![CDATA[attitude]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[Fear]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[purpose]]></category>
		<category><![CDATA[wisdom]]></category>

		<guid isPermaLink="false">http://excellentliving.net/?p=633</guid>
		<description><![CDATA[Today, December 7, is a Memorial Day, “A day that will live in infamy.”  In 1941, only 69 years ago, the United States was attacked in a merciless air raid over Pearl Harbor.  Sadly, other than mention from a spattering of patriots, December 7 has become a dusty relic from ancient history. Let’s not disregard those men and women whose lives were cut short only a few decades ago. 
<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=633&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">PEARL HARBOR</media:title>
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			<media:title type="html">Punchbowl Cemetery</media:title>
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		<title>The Business of Being in Business&#8211;Entrepreneurialism Pt 1</title>
		<link>http://excellentliving.net/2010/12/02/the-business-of-being-in-business-entrepreneurialism-pt-1/</link>
		<comments>http://excellentliving.net/2010/12/02/the-business-of-being-in-business-entrepreneurialism-pt-1/#comments</comments>
		<pubDate>Thu, 02 Dec 2010 21:50:09 +0000</pubDate>
		<dc:creator>Sheri Schmeckpeper</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Entrepreneur]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[balanced life]]></category>
		<category><![CDATA[Career Links]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Progress]]></category>
		<category><![CDATA[purpose]]></category>
		<category><![CDATA[Relationship]]></category>
		<category><![CDATA[sterting a business]]></category>

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		<description><![CDATA[In today's economic downturn, many people are considering starting their own business. It may sound easy; work from home, decide your own hours, do something you love. But serious entrepreneurs face a lot of decisions! The best way to approach a new venture is to create a business plan. A business plan forces us to think through the detail, and as they say, "the devil's in the detail."  Learn how to create a successful business plan!<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=excellentliving.net&amp;blog=12653638&amp;post=616&amp;subd=livingxlns&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">i4ie</media:title>
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